Mortgage Assistance Coming Soon!
The Department of Administration, Division of Energy, Housing, and Community Resources (DEHCR) will administer the new Wisconsin Help for Homeowners (WHH) Program. WHH will provide mortgage assistance to qualified households in the State of Wisconsin. Funding is available from the U.S. Department of Treasury through the Homeowners Assistance Fund established under the American Rescue Plan Act of 2021.
Wisconsin Help for Homeowners will be developed over the next several months in partnership with the Wisconsin Community Action Association, utilizing the established Take Root Wisconsin model of service delivery. Having received federal guidance in July, DEHCR is developing
a plan for review by the federal government. A public hearing and open comment period will be available before the official program launch. The U.S Department of Treasury is expected to approve the statewide program this fall.
Homeowners who need help immediately may wish to contact their
local government officials or send an email to:
The WHH program provides housing grants to owner-occupied households who have experienced a COVID-19 related financial hardship, based on income level. Financial hardship is defined as:
A material reduction in income or material increase in living expenses associated with the coronavirus pandemic that has created or increased a risk of mortgage delinquency, mortgage default, foreclosure, loss of utilities or home energy services, or displacement for a homeowner.
Eligible types of expenses under this program may include but
are not limited to: mortgage and interest payments, real estate taxes, condominium and association fees. The property must be the owner's primary residence. Vacation homes, rentals, cabins, and second homes are ineligible for assistance through WHH.
A working draft of the state plan is
available for review.
Two public hearings were held on August 31.
Watch the recording here.
Public comments are due by September 14. To submit comments, please email
Program eligibility and application details coming soon.
To get notified when the WHH program goes live, sign up for the
Badger Bounceback email update.