Wisconsin Help For Homeowners

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Wisconsin Help for Homeowners (WHH) is a new statewide program that can help with overdue bills like mortgage payments, property taxes, utilities, and more. The program is open to individuals and families who live in Wisconsin with overdue housing-related bills, both with and without a mortgage, who meet income and other eligibility requirements, and have experienced a qualified economic hardship since January 21, 2020.   

IMPORTANT UPDATE: Please note that the Wisconsin Help for Homeowners ​program deadline has been extended to December 30, 2022. If you had previously started an application, you will be able to complete and submit your application.​


Apply by 12/30/22​ | Who Can Apply? | Where to Go for Help​ | Background Information


​​​Application Deadline Extended to ​12/30/22​!

U​p to $40,000 per household may be available to help with overdue housing bills.​​


Utility and Home Energy Pa​yments

Help with Mortgage Payments and Other Household Bills


Services to help you stay in your home


Apply by December 30, 2022.  

Applications will be accepted through 12/30/22 or until program funds are expended​.



​Who Can Apply?

You may qualify if you meet all of the following:

  1. If you are a Wisconsin homeowner living in a:
    • Single-family home
    • Duplex
    • Condo
    • Factory-built home
  2. You have been financially impacted since January 21, 2020.
  3. Your hou​sehold income is less than or equal to 100% of either the U.S. or county median, whichever is greater​.​ Check your income here​!

How to apply and get more information: ​

  • Fill out and submit an online application via the Neighborly application portal​. (Language options available for English, Spanish, Hmong, and Somali)    
  • Call 1-855-2-HOME-WI to get additional information or find out how to apply in person.
  • For additional information or assistance, or questions about your application, please reach out to your regional program contact(See chart below) ​

​​


If you are facing foreclosure and have experienced a financial hardship due to the COVID-19 pandemic after the application period, you may contact the call center at 1-855-2-HOME-WI (1-855-246-6394) for more information about alternative programs that may be available to assist you. 

​Additional Resources: 


The following communities have CDBG CV assistance available for homeowners (utilities and/or mortgage assistance-property taxes are not eligible.) Income limit is 80% CMI. 

Comm​​unity
Contact Information​
L​a Crosse County serving the following counties (exc​luding the City of La​ Crosse)​:  LaCrosse, Monroe, Vernon, and Crawford.
  ​CouleeCap: ​844-260-7709
Marathon County serving Marathon County (excludes the City of Wausau)
​  North Central CAP: 715-842-0681
Brown County serving Brown County excludes the City of Green Bay
  ​Newcap: 1-800-242-7334
Outagamie County serving the following counties: Outagamie, Calumet, and Winnebago counties. Some cities (entitlements) are not included in the service area.
  ​Leaven:  920-738-9635
Pepin County
​  West CAP:​ 608-935-2326
City of Waupaca serving the following counties: Waupaca, Portage, Waushara, and Marquette.
​  Cap Services: 1-844-314-8004
City of Beloit
  ​Community Action Inc of Rock and Walworth Counties:  608-313-1300
City of Oshkosh  Advocap: 920-922-7760



Regional Contact List

 

​​Agency​
​Counties Served​
​Contact Information
1. ADVOC​​AP

​Fond du Lac, Calumet, Green Lake, Winnebago

​920-922-7760

www.advocap.org

​2. Cap Services

​Marquette, Outagamie, Portage, Waupaca, Waushara

1-844-314-8004

www.capservices.org

​​3. Central Wisconsin CAC

​Adams, Columbia, Dodge, Juneau, Sauk

​608-254-8353

www.cwcac.org

​4. Community Action Coalition for South Central WI

​Dane, Jefferson, Waukesha

608-237-1255

www.cacscw.org

​​5. Community Action, Inc. of Rock & Walworth Counties 

​Rock, Walworth

​608-313-1300

www.community-action.org

​6. Couleecap

​Crawford, La Crosse, Monroe, Vernon

​1-844-260-7709

www.couleecap.org

7. Foundation for Rural Housing 

​Washington, Ozaukee

1-888-400-5974 

www.wisconsinruralhousing.org

8. Lakeshore CAP

​Door, Kewaunee, Manitowoc, Sheboygan​

​920-682-3737

www.lakeshorecap.org

9. Newcap

​Brown, Florence, Forest, Langlade, Marinette, Menominee, Oconto, Oneida, Shawano, Vilas​

1-800-242-7334

www.newcap.org

10. North Central CAP

​Lincoln, Marathon, Rusk, Sawyer, ​Taylor, Wood​

​715-842-0681

www.northcentralcap.org

11. Northwest CSA

​Ashland, Bayfield, Douglas, Iron, Price​

715-392-5127

www.northwest-csa.org

12. Racine Kenosha CAA

​Racine, Kenosha

​Racine: 262-637-8377

Kenosha: 262-657-0840

www.rkcaa.org

13. Social Development Corporation

​Milwaukee 

414-906-2740

www.cr-sdc.org

14. Southwest CAP

Grant, Green, Iowa, Lafayette, Richland​

608-935-2326​

www.swcap.org

15. West CAP

Barron, Burnett, Chippewa, Dunn, Pepin, Pierce, Polk, St. Croix, Washburn​

​715-265-4271

www.westcap.org

​16. Western Dairyland EOC

Buffalo, Clark, Eau Claire, Jackson, Trempealeau​

​Eau Claire: 715-53​0-5054

Buffalo, Clark, Trempealeau: 608-863-4000

www.westerndairyland.org


​​

Note: Applications must be submitted by 12/30/22 to be considered. 


The Department of Administration, Division of Energy, Housing, and Community Resources (DEHCR) ​is administering the Wisconsin Help for Homeowners porogram, with funding from the Homeowners Assistance Fund established under the American Rescue Plan Act of 2021.​ 

The WHH program provides housing grants to owner-occupied households who have experienced a financial hardship since January 21, 2020, based on income level. 

Financial hardship is defined as: 

  • A material reduction in income or material increase in living expenses associated with the coronavirus pandemic that has created or increased a risk of mortgage delinquency, mortgage default, foreclosure, loss of utilities or home energy services, or displacement for a homeowner.​

Eligible types of expenses under this program may include but are not limited to: 

  • ​mortgage and interest payments 
  • real estate taxes 
  • condominium, association and lot fees 

The property must be the owner's primary residence. Vacation homes, rentals, cabins, and second homes are ineligible for assistance through WHH.

Mortgage Servicers, utility providers, and service providers of eligible program expenses who are interested in participating in the program should review the Vendor Information FAQ and contact whh@wisconsin.gov​ for a participation packet.​

The final state program plan approved by the U.S. Treasury is available here​. 

Two public hearings were held during the initial program review period.​ View the re​cording here​.


This initiative​ is administered by the Wisconsin Department of Administration and funded by the American Rescue Plan Act through the U.S. Department of Treasury.  


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